SHIP WAIVER


jezykpl

have anybody made any research what commercial or government-sponsored health insurance plan is eligible to make SHIP waiver ?

have anybody made any research what commercial or government-sponsored health insurance plan is eligible to make SHIP waiver ?
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Spikee7288...

Have you compared costs? It appears to me that 12 months of health insurance including dental will never be cheaper than what SHIP costs!

Have you compared costs? It appears to me that 12 months of health insurance including dental will never be cheaper than what SHIP costs!
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For European standards, SHIP is extremely expensive. Also, only 80% of the costs of the treatments are covered, meaning that you might end up paying as much in the US with SHIP as if you would pay for the same procedure in most European countries out of pocket... I had a German health care plan. Costs were around 20% but with 100% coverage. I therefore waived SHIP (was an easy choice). However, it appears that universities really want you to be covered under SHIP for financial reasons. Hence, you might want to check in advance whether your plan qualifies for a waiver.

For European standards, SHIP is extremely expensive. Also, only 80% of the costs of the treatments are covered, meaning that you might end up paying as much in the US with SHIP as if you would pay for the same procedure in most European countries out of pocket... I had a German health care plan. Costs were around 20% but with 100% coverage. I therefore waived SHIP (was an easy choice). However, it appears that universities really want you to be covered under SHIP for financial reasons. Hence, you might want to check in advance whether your plan qualifies for a waiver.
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Spikee7288...

Hey Hanna.Vienna,

thanks for your input. It sure would save some money but I don't think it's possible for everyone to waive SHIP. UCLA for example requires that the insurance company be a recognized USA Insurance Company headquartered in the US. There goes the German health insurance scheme as there doesn't seem to be a way out of that requirement. Or do you have any other experiences? What school did you go to?

Thanks!

Hey Hanna.Vienna,

thanks for your input. It sure would save some money but I don't think it's possible for everyone to waive SHIP. UCLA for example requires that the insurance company be a recognized USA Insurance Company headquartered in the US. There goes the German health insurance scheme as there doesn't seem to be a way out of that requirement. Or do you have any other experiences? What school did you go to?

Thanks!
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I had the insurance plan below (costs start from EUR33/month)

http://www.mawista.com/sode/reisekrankenversicherung-studenten-leistungen.html. They belong to an international insurance group and have an office in the US.

Ask UCLA directly whether the plan is eligible for a SHIP waiver.

I had the insurance plan below (costs start from EUR33/month)

http://www.mawista.com/sode/reisekrankenversicherung-studenten-leistungen.html. They belong to an international insurance group and have an office in the US.

Ask UCLA directly whether the plan is eligible for a SHIP waiver.
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