Right now many of us have received admission notices from our shortlist with partial or no financial aid. The Second Phase is obviously the Grad Financing. I am considering two (2) providers, namely: SallieMae and Wachovia for private educ loan thus far though I haven't submitted the application yet until I choose the school come March 15. I hope some grads who took out private loans to finance their studies could help out and recommend the best, better and most convenient lenders and originators and their experience too. Currently, as posted private loans provide 8-8.5% APR. Happy loan hunting to everyone concerned....